Investments

We manage affiliated direct lending funds focused on delivering consistent cash income, low volatility, and liquidity.

Our Investment Philosophy

Our Investment Philosophy

We emphasize fundamental credit analysis and downside protection in a disciplined investment process.

Preservation of Capital

Preservation of Capital

  • Seek above market returns without endangering the preservation of capital
  • Focus primarily on downside scenarios prevention, identification, and exit
Market Inefficiencies

Market Inefficiencies

  • Identify opportunities in less crowded markets, providing for additional return relative to risk
  • Be willing to invest and lend in market niches where others are retreating
Specialization

Specialization

  • Utilize expertise of creative, diligent structuring
  • Rely on institutional knowledge of regulatory barriers to invest where others are absent with a focus on risk control
A Focus on Process

A Focus on Process

  • Emphasize consistency and transparency as a core tenet of Chicago Atlantic’s investment process
  • Build processes to allow for scaling while maintaining quality
Innovation

Innovation

  • Use modern approaches across the investment process, e.g. digital marketing to support origination and technology to enhance underwriting and portfolio management

Sample Strategy

Chicago Atlantic’s senior secured credit strategy reflects the firm’s focus on niche opportunities where risk is mispriced.

 

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Senior Secured Credit

  • Limited banking competition due to complexity or speed
  • Above market returns
  • Portfolio diversification
  • Strong collateral positions
  • Proven commercial underwriting

$500MM

CURRENT ORIGINATION PIPEINE